Private Clients
Bank-Ready KYC/AML Reports for Crypto Wealth
We don't run a blockchain forensics report and hand it over. We build the complete compliance file your bank's committee needs to approve you and we defend it through every round of follow-up questions until the account is open.
Why does crypto-origin wealth get rejected?
Cryptocurrency holders think they can prove their case to a bank simply by explaining their crypto-origin story with supporting proofs. Logically this makes sense, but many banks have internal policies that do not allow crypto, and not every compliance officer is equipped to understand and verify crypto-origin wealth.
Most people face similar issues: they present technical proofs produced by people who understand blockchain but not banking. There needs to be a translation from blockchain to banking compliance, and the file needs to be presented to the right bank. They show wallet flows without a narrative. They list transactions without explaining how the wealth was actually accumulated. They do not know how to mitigate high-risk forensic scores.
A bank's compliance committee opens the file, doesn't find answers to the questions it's required to ask, and rejects the application. The gap between "we have the data" and "the bank will approve" is wider than most crypto holders realize. It is also common for some data to be missing those gaps must be explained and de-risked. Closing that gap is our job, and we have done it hundreds of times with a 100% success rate.
How we build bank-ready KYC/AML reports
The process scales with case complexity. A clean case long-term holder, well-documented purchases, single jurisdiction can move quickly. A complex case DeFi power user across five chains, usage of many exchanges that are no longer in business, mining history takes longer, but the methodology is the same.
-
01
Discovery
We start with a Confidential Compliance Review. You walk us through your history, holdings, current and past wallet addresses, and objectives. We tell you, before any commitment, whether the case is feasible.
-
02
Reconstruction
We pull the on-chain history across all relevant addresses and chains. Where exchanges are involved, we reconstruct trading activity from records including from exchanges that no longer exist using blockchain-analysis tools to corroborate deposits and withdrawals where no other data exists. Where original purchase records are missing, we corroborate through bank statements, tax filings, or contemporaneous evidence.
-
03
Forensic analysis
Industry-grade blockchain forensics, run by analysts who can interpret the output rather than just paste it. Risk flags are investigated, explained, and de-risked.
-
04
Narrative drafting
The Source of Wealth and Source of Funds narratives are written in the format compliance officers expect coherent, evidence-backed, and structured to answer the questions a committee will ask, with definitions for complex crypto terms.
-
05
Defense
When the bank comes back with follow-up questions and for complex cases they usually do we handle the response and manage that loop until your file is approved.
Profiles we successfully document
Early Bitcoin adopters
Bought or mined BTC before formal exchange records existed. We reconstruct purchase history from contemporary bank statements, data from exchanges that are no longer in business, and corroborating evidence.
DeFi power users
Liquidity provision, lending, yield strategies, bridges across multiple chains transaction counts in the thousands. We aggregate and present the activity in a structure compliance teams can parse.
Algorithmic & high-frequency traders
Millions of trades across multiple venues. No bank reviews this raw. We summarize the record, document the strategy, and tie returns to identifiable activity.
ICO & early-stage investors
Allocations from projects, some no longer in existence. We document the original investment chain, validate token receipts, and connect the dots to current holdings.
MEV operators & advanced on-chain strategies
Sandwich trades, arbitrage, liquidations legitimate, but nearly impossible to explain to a traditional banker without an intermediary.
Bitcoin miners
Mined coins with no purchase trail. Documented through hardware records, electricity costs, mining-pool data, and the on-chain footprint of mined blocks.
Holders with messy or fragmented histories
Multiple wallets, lost keys, exchanges that disappeared, hardware migrations. Reconstructed wherever the on-chain data permits.
Complex crypto-origin wealth cases
Mixed profiles spanning early adoption, DeFi, mining, OTC deals, cross-jurisdiction transfers and legacy structures. Our specialty: untangling layered histories no single framework covers and presenting one coherent, bank-ready narrative
How we start
The Confidential Compliance Review
This is how every engagement starts a feasibility filter, not a sales call. You share the basics: wallet history, asset volume, jurisdiction, objectives. We review and tell you whether the case is bankable through our network.
Two outcomes: feasible we outline structure, timeline, and what the report must address, and you decide whether to proceed; or not feasible we tell you directly. The latter is rare (typically zero documentation of fund origin, or on-chain history our partner banks won't accept) and can be assessed anonymously.
We don't take cases we can't introduce to our partner banks that's why our acceptance rate is what it is. Most clients pair the report with compliant crypto-to-fiat conversion, access to crypto-friendly private banking, or a Bitcoin-backed Lombard loan for liquidity without selling.
Pricing
Success-based, transparent, no surprises
If we cannot get your case onboarded, you owe nothing. A single transparent fee on successful onboarding no retainers, no hourly billing, no surprise expenses, no hidden spreads on associated trades. The fee is discussed transparently during the Confidential Compliance Review.