Private Clients
Convert Crypto to Fiat Through a Swiss-Regulated Intermediary
Institutional pricing, transparent fees, and settlement directly to your bank account. Minimum trade $25,000. No maximum.
The Problem
Why Retail Exchanges Aren't Optimal at Scale
Above a certain size, three things happen a retail platform isn't built to handle: slippage starts to eat into execution price; withdrawal limits create days or weeks of friction; and the fiat that lands in your bank account triggers a compliance review that often ends with funds held, returned, or accompanied by an account-closure notice. The technical conversion of crypto to fiat is solved. The compliant settlement of the resulting fiat into a real bank account, at scale, is not.
Slippage erodes execution price
Large orders on retail platforms move the market against you. Execution price drifts meaningfully from the quote you saw.
Withdrawal limits create friction
Daily and weekly withdrawal caps force you to fragment large positions across days or weeks of smaller transfers.
Compliance reviews freeze accounts
The incoming fiat triggers scrutiny. Without pre-cleared documentation, funds get held, returned, or the account is closed.
How Execution Works with alt.co
-
01
KYC & onboarding
Before any trade: identification, source-of-funds verification, bank approval. One-time. Future trades execute on written instruction. We always start with test transactions.
-
02
Quote
You request a quote. We show the broker price transparently, with no hidden spread. Our fee is added on top, in writing, matching our purchase-and-sale agreement.
-
03
Confirmation & execution
You confirm in writing. We execute.
-
04
Settlement
Fiat lands in your bank account; crypto lands in your wallet. Both routes are tested and operated by vetted counterparties.
Execution routes
Cash-out, cash-in, and crypto-to-crypto
Cash-out: send crypto to our regulated address; we execute; fiat settles to your bank within 24–48 business hours.
Cash-in: wire fiat to our client-transactions account at a partner private bank; we confirm receipt next business day; you instruct; we quote and execute; crypto lands in your wallet.
Crypto-to-crypto: same framework, executed within three business hours.
Infrastructure
Settlement Routes That Actually Work
Most desks fail at settlement, not execution. Funds get caught in correspondent-banking review and sit in transit for weeks, or arrive and trigger an account-closing compliance review. Our routes are tested and the receiving-bank relationships exist before the trade is placed, so incoming wires from us are routine rather than a crisis the originating institution is known and the file backing the trade is already in place.
To have a guarantee, you will need to pair this with our crypto-friendly private banking introduction to establish the receiving relationship before the first trade, built on a bank-ready KYC/AML report prepared in advance.
Privacy
Identity Protection
Trades are executed on your behalf without exposing your identity to the broader market. The counterparty for a large block does not need to know whose wealth they're trading against, and we structure execution accordingly. For high-volume trades or sensitive profiles, we treat this as a standard requirement, not a premium feature.
Who This Serves
Individual clients with private-banking needs
HNW holders wanting compliant on/off-ramping with institutional pricing and liquidity.
Companies & treasuries
Operating businesses with crypto on the balance sheet converting at scale for operations, payroll, or investment.
Family offices & structured holders
Multi-generational wealth structures with crypto exposure. For pure execution at very high volume without the private-banking component, see our OTC desk for private clients.